Make the Project Happen—On a Monthly Budget
- Alexandra Wilson
- Aug 21
- 2 min read
Flexible financing for decks, patios, and interior remodels
without the stress.
How It Works (3 Steps)
1) Check Your Options
Use our secure financing portal to see offers from lending partners with a soft credit check.
2) Pick a Plan
Choose fixed monthly payments that fit your budget—short or long terms available, subject to credit approval.
3) We Get to Work
Sign digitally, schedule your project, and watch your space take shape.
Why Finance with Iron Ridge
Keep cash flow flexible. Spread the cost over time and keep savings intact.
Start sooner. Lock in your build slot for the season.
Pair with upgrades. Add under‑decking, lighting, or premium materials without balloon payments.
Transparent process. No surprise fees from us; clear terms from our lending partners.
Popular Projects Eligible
Luxury decks (Deckorators, TimberTech, Millboard, Trex, Moisture Shield)
Paver patios, fire features, outdoor kitchens
Under‑deck drainage & dry‑space lounges
Interior remodels: kitchens, baths, finished lower levels
Built‑ins & custom carpentry
FAQs
Will checking my rate affect my credit?
Prequalification uses a soft credit check and won’t impact your score. Accepting an offer may trigger a hard inquiry.
What loan terms are available?
Terms are offered by our lending partners and vary by profile. You’ll see options (APR, term, monthly payment) after you prequalify.
Are there prepayment penalties?
Many offers allow early payoff without penalties; confirm details on your chosen offer.
What can I finance?
Most exterior and interior projects we build: decks, patios, pergolas, under‑deck systems, kitchens, baths, and more.
Do I pay Iron Ridge or the lender?
You’ll make monthly payments to the lender; we build your project according to our contract and schedule.
Visit the Showroom
See materials, railing profiles, and design boards in person.
Address: 220 Birch St, Kennett Square, PA • Open by appointment and walk‑ins.
Compliance & Disclosure
Iron Ridge Contracting is not a lender. Financing is provided by third‑party lending partners. All loans are subject to credit approval, verification, and terms set by the lender. Prequalification uses a soft credit inquiry. Rates, terms, and eligibility vary and are subject to change.
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